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If you happen to be searching for loans for people with bad credit and no bank account, you may have a difficult time finding an option that fits those exact criteria. Below, we take a deep dive into this issue so you can know what to expect if you’re searching for loans and do not have a checking account.

Certain facts have the ability to make one feel old simply by being facts. For instance, consider the fact that the popular science fiction movie, Men in Black, was released in the summer of 1997, which makes it a shocking two decades old.

But while it may seem like yesterday, the world is a very different place today than it was when Tommy and Will saved the galaxy for the first time. For instance, we all have touchscreen computers in our pockets, cars are starting to drive themselves, money has been replaced by plastic — and checking accounts now cost a fortune.

Yes, like Pogs, feathered bangs, and paper checks, it often seems that free checking is a thing of the past. Unfortunately, despite the cost, it’s getting harder to avoid the necessity of a bank account in today’s digital world, particularly if you need other financial products.